=============================================================================== rPremium 1.0 - Freeware version release notes March 8, 1998 By Rob Sappelli rob@thepalmtree.com The Palm Tree: www.thepalmtree.com =============================================================================== CONTENTS OF THIS DOCUMENT I. Introduction II. Installation III. System Requirements IV. rPremium 1.0 zip file contents V. Notes on rPremium VI. Legal Disclaimer =============================================================================== I. INTRODUCTION =============================================================================== rPremium calculates the unused portion of a 1-year insurance policy premium & can replace those 'wheel' charts that just tell you the number of days & a factor which you must use in your own calculation. Select the Inception Date of the policy using the top two pull-downs. Select the Cancel Date of the policy using the bottom two pull-downs. Enter the policy Premium in the Premium Amount field using Graffiti strokes or the on-screen keyboard. The cents portion of the premium (if any) must be entered in a separate field next to the dollar field. Press the Calculate button to display the Premium to be returned! Press the Reset button to start over. rPremium can also be used as a date calculator. For Example, if you birthday is February 2, and today is April 15, you can use rPremium to figure out how many days until your birthday! You would select Feb 2 in the top pull-downs, April 15 in the bottom pull-downs, enter any amount in the Premium field, and tap Calculate. rPremium will display how many days there are until your birthday! =============================================================================== II. INSTALLATION =============================================================================== Installation of rPremium is just like any other .prc for the Pilot. =============================================================================== III. SYSTEM REQUIREMENTS =============================================================================== Works on OS v.3, OS v.2 and OS v.1, however, can only accept Premium Amounts up to $32,767 on OS v.1 =============================================================================== IV. rPREMIUM ZIP FILE CONTENTS =============================================================================== rPremium.prc The rPremium 1.0 application that you install on your PalmPilot. rPremium.txt This file. All info is also on the website. =============================================================================== V. NOTES ON rPREMIUM =============================================================================== I doubt there will be much use for this program, but it served as a learning experience for me. I will be releasing a PC based version soon which might be much more useful for insurance people. POLICY PERIOD: rPremium assumes a 1-year policy period (365 days). DOLLAR RANGES: rPremium accepts Premium Amounts from $1 to 9,999,999.99 on OS v.2 and $1 to 32,767.99 on OS v.1 FACTORS: Pro Rata is generally used when the insurer cancels the policy. Short Rate is generally used when the insured cancels the policy. Short Rate is 90% of Pro Rata. ROUNDING: The Factor is rounded to 3 decimal places before being applied to the Premium just like the 'wheel' charts. The Return Premium is rounded to 2 decimal places (currency) after calculation. SCREEN REFRESH: The Calculate button must be tapped to update the result fields after any changes have been made to the input fields. =============================================================================== VI. LEGAL DISCLAIMER =============================================================================== rPremium is provided AS-IS; there is NO WARRANTY, express or implied. The user assumes full responsibility and liability for any use of this program. All Rights Reserved by Robert Sappelli, except as noted below. Permission to distribute this package complete and unmodified for personal use via the internet for no charge (other than reasonable connection charges) is granted to the public. Distribution for commercial purposes via any other medium, including but not limited to CD-ROM, floppy, or printed material, in whole or in part, requires express permission from the author, (rob@thepalmtree.com). Modified versions may be distributed with this notice intact, provided that said versions are clearly marked as modified. The above provisions also apply to any such modified packages.